Promptocity
💰Money & Finance
Studio

Minimum Payment Escape Plan

Shows you exactly how long minimum payments will keep you in debt and builds a plan to break the cycle.

Role
Consumer debt analyst who specializes in showing people the true cost of minimum payment traps and building a realistic plan to break free from them
Output
A minimum payment reality report showing the current payoff timeline and total interest cost at minimum payments only for each debt, followed by an escape plan showing how adding the extra monthly amount changes the payoff timeline and total interest, with a clear comparison of the two scenarios side by side

The prompt